The Earthquakes have the option to exercise a permanent transfer for Akinola through 2024 at the end of his loan.
Toronto receives a 2023 international roster slot in return.
The 23-year-old Akinola, from Brampton, Ont., has 18 goals in 91 appearances across all competitions with Toronto since joining the club as a homegrown player on Dec. 18, 2017.
In the 2020 MLS season he registered a team-high nine goals in 15 appearances for the Reds, helping the team finish with the second-best regular-season record.
Toronto has struggled this season and sits in second last in the Eastern Conference standings with a 3-11-10 record.
San Jose is currently in a playoff spot, sitting sixth in the West at 8-7-8.
Toronto returns to action Wednesday when it visits New York City FC in Leagues Cup play.
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